Whether or not health insurance will cover a rhinoplasty depends on the type of rhinoplasty needed by the patient, and the patient’s insurance provider. Health insurance typically does not cover the cost of a nose job if the patient’s primary reason for rhinoplasty is cosmetic. If the nose requires surgery to improve breathing or to correct a deviated septum, this is considered a “functional” rhinoplasty and insurance may cover this. Board certified plastic surgeon Dr. Gary Motykie provides rhinoplasty to patients in Beverly Hills, West Hollywood, Los Angeles, and surrounding locations.
What is the difference between a cosmetic or functional rhinoplasty?
For most patients, rhinoplasty is a cosmetic procedure to help improve the shape and appearance of the nose for aesthetic purposes. However, some patients, such as those with a deviated septum or that have suffered an injury to the nose, require a “functional” rhinoplasty to improve breathing. Patients with a birth deformity of the nose or chronic allergies may also seek rhinoplasty to alleviate breathing issues. A functional rhinoplasty for these reasons may be covered by insurance, depending on the provider.
How do I find out if my insurance would cover my rhinoplasty?
Cosmetic rhinoplasty is considered an elective surgery and is generally not covered by health insurance. If there is a medical reason that you require rhinoplasty surgery, such as to improve your breathing, it is possible that your insurance may cover or reimburse the cost of the procedure. If you are unsure of what type of rhinoplasty you require, you should seek a consultation with a board certified plastic surgeon, such as Dr. Motykie, then speak with your insurance provider about its criteria to determine your coverage. Board certified plastic surgeon Dr. Gary Motykie provides rhinoplasty to patients in Beverly Hills, West Hollywood, Los Angeles, and surrounding locations.
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